Do my partner and I need to get a joint credit card?

JGI / Tom Grill / Getty Images One of the most complicated parts of a relationship is sharing finances. Combining your financial resources can be mutually rewarding and increase your collective purchasing power. Putting two incomes on a mortgage or rent and dividing the household bills can improve everyone’s situation. …

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The Global Financial Institution Industry Podcast

Author A. Valérie Mirko A. Valerie Mirko is a partner in Baker McKenzie’s North American Financial Regulation and Enforcement Practice Group. Valerie has extensive experience with federal and state securities laws and regulations affecting the financial services industry, with an emphasis on the investment advisory and brokerage industries. Valerie has …

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Financial services need free markets |

Washington politicians have a unique way of naming legislation after what it undermines. Take, for example, the Dodd-Frank law on Wall Street reform and consumer protection. The landmark legislation passed after the 2008 financial crisis affected almost every sector of the country’s financial services industry. While the legislation has undeniably …

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Cumberland Offers Lowest Mortgage Rates Ever

The Cumberland launched its lowest mortgages on record after announcing cuts that will allow it to offer a rate of 0.83%. The rate is available on a 2 year variable rate mortgage with a loan to value ratio (LTV) of 60%, which represents a rate reduction of 0.25%. The Cumberland …

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Five tax issues to watch as Democrats prepare $ 3.5 billion bill

Democrats are scrambling to craft their multibillion-dollar social spending program while seeking to avoid any points of contention that could threaten party unity. Many key aspects of the package relate to taxes. Democrats want to expand tax credit extensions for low- and middle-income households that were enacted under President BidenJoe …

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