VIETNAM, September 14 –
HCM CITY — Thanks to credit formulas with preferential interest rates and products and services adapted to the needs of each group of customers, banks are committed to helping companies access capital to revive production and business. .
In May, the government issued Decree 31/2022/NĐ-CP on interest rate subsidies for loans granted to companies, cooperatives and business households.
The 2% subsidy offered under the Decree and Circular 03/2022/TT-NHNN of the State Bank of Vietnam is one of the most anticipated policies this year.
HDBank was one of the first banks to roll out the government’s 2% interest rate subsidy program worth 40 trillion VNĐ ($1.69 billion).
Upon receiving instructions from the central bank, HDBank quickly issued internal regulations, conducted system-wide training courses, including for staff working at transaction points across the country, and actively approached clients and helped them complete the necessary procedures to obtain the subsidy. .
HDBank has succeeded in ensuring that the support package is provided to the right people, securely, openly, transparently and in accordance with regulations. In addition, it has earmarked funds to provide loans for efficient production and business projects and plans, especially sectors eligible for interest rate subsidies under Government Decree 31/2022/ND-CP.
There is close coordination between the bank and the SBV and the ministries and sectors concerned in the implementation of the program in order to improve its effectiveness.
HDBank hotline 19006060 operates 24/7 to listen to customer issues in the process of accessing the grant and provide information to enable them to properly understand the terms and stipulations required.
In the meantime, the bank continues to provide credit and other products and services to customers in line with its business strategy and growth objectives.
It is also taking a number of steps to support other customer groups and alleviate their difficulties.
For example, he disburses a VN10 trillion ($423.48 million) loan package to workers at half the market interest rate through his finance company HD SAISON.
Led by SBV and implemented by HDBank and HD SAISON in collaboration with the Vietnam General Confederation of Labour, the program is expected to help workers and people living in remote areas access formal consumer credit to improve their life and not fall into the clutches of loan sharks.
In its development process, HDBank always favors credit growth associated with good control of credit quality.
HDBank is among the lenders to have received a credit limit extension from the SBV.
This is a favorable condition for HDBank to continue lending to customers eligible for interest rate subsidies, thereby contributing to the effective implementation of government and SBV policies and promoting the stimulus and recovery program. socio-economic development in 2022-23. —VNS